Debit Mastercard is replacing Maestro: Here’s what you need to know

Debit Mastercard is Replacing Maestro: What Hotels and Guests Need to Know

Mastercard has recently announced that it will be phasing out the Maestro debit card brand and replacing it with Debit Mastercard. The move is aimed at simplifying the debit card landscape and improving security for consumers and merchants. Here's what you need to know about the change and how it will affect you. 

Why is Maestro Being Phased Out? 

Maestro has been a popular choice for debit card transactions in Europe since it was introduced in 1991. However, Mastercard has decided to streamline its product offerings and phase out the Maestro brand. Debit Mastercard is already widely accepted, and by consolidating its offerings under one brand, Mastercard aims to reduce confusion for consumers and merchants.

What is Debit Mastercard?

Debit Mastercard is a type of debit card that works like a traditional Mastercard credit card, but with funds deducted from your checking account. It offers additional security features compared to Maestro, such as Mastercard SecureCode and Mastercard Identity Check. Debit Mastercard is accepted at millions of merchants worldwide and can also be used for ATM withdrawals. 

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What Does This Mean for Businesses and Consumers? 

If you're a consumer who currently uses a Maestro card, you will receive a new Debit Mastercard in the near future. The transition will be automatic, and your new card will have the same card number and PIN as your old card, but with a new expiration date and security code.

For businesses, the transition to Debit Mastercard should not require significant changes. If you already accept Mastercard, you should be able to accept Debit Mastercard without any issues. However, if you don't currently accept Mastercard, you should consider adding it as a payment option, as it's one of the most widely accepted payment networks in the world.

The transition to Debit Mastercard is urgent and businesses and consumers should prepare for the change as soon as possible. The added security features and greater flexibility of Debit Mastercard make it a positive change for the industry, but it's important to stay ahead of the transition to avoid any potential disruptions to your business or personal finances.

In conclusion, Mastercard's decision to phase out Maestro and replace it with Debit Mastercard is a significant change that will impact consumers and businesses alike. However, with the added security and flexibility of Debit Mastercard, the change should ultimately be a positive one. To prepare for the transition, businesses should make sure they can accept Debit Mastercard as a payment option, while consumers should be on the lookout for their new cards to arrive.

How can you keep a grip on your payment processes and transaction costs?  Plan a meeting with us here at any time that is convenient for you and we will help map the impact on your Hotel. 



About SmartHOTEL 

For more than 16 years, SmartHOTEL has been helping hoteliers navigate the exciting world of online distribution. From our office based in the Netherlands and the United Kingdom, our team serves independent hotels, hostels and chains worldwide by providing channel management and tailored online distribution solutions. A lot has changed over the last years, but our goal remains the same: simply connect hotels to the world. For any questions regarding our services, please contact us at or call +31 (0)182 75 11 18. 


By Quinten Gazendam | April 11, 2023

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